28 August 2008

Taxes When Selling

Note: This article is not meant as tax or legal advice and you should always check with your Accountant and/or Real Estate Attorney to verify your current tax options.

Periodically people ask me about the taxes involved in selling their home. It is as follows:

The State of Connecticut conveyance tax on the sale of residential property is .005 per cent of the first $800,000.00 and .01 per cent of everything in excess.

The Town of Ridgefield conveyance tax is .0025 per cent (note: the legislature has authorized eighteen specific cities and towns to charge a higher local conveyance tax, but Ridgefield is not one of those).

Example 1: Sale of $700,000 house = $3,500.00 State Conveyance Tax and $1,750.00 Town Conveyance Tax

Example 2: Sale of $1,000.000 house = $ 6,000.00 State Conveyance Tax ($4,000.00 + $ 2,000.00) and $5,000.00 Town Conveyance Tax.

One Response to “Taxes When Selling”

  1. Fred Says:

    Is Expamle 2 an error?

    On the sale of a $1m home, Town conveyance tax would be $1m x .0025 = $2,500.

    You say it would be $5,000!!

    —-
    Answer From Anne:
    —-
    According to my attorney:

    Anne: Conveyance taxes for a $ 1 million sale: You are correct that State conveyance tax for a Ridgefield residential property is $ 6,000.00 (.05 per cent of first $ 800 G + 1 percent of excess); but the conveyance tax to the town of Ridgefield is $ 2,500.00 (.0025 per cent). Note that town conveyance taxes are permitted to be higher in about 18 other cities and towns of Connecticut.

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